Missold Mortgage Claims in Scotland - Your Dedicated Service

No fees are payable unless a successful claim has been completed (please refer to your 'thank you' email).

Many lenders were reluctant to lend in Scotland until sub-prime or specialist lending was introduced. Scotland was often regarded by lenders as a region not a Country.

Many lenders, realising the opportunity to increase their lending targets adopted and made the necessary changes to their legal process to accommodate the Scottish legal and valuation system. Following the collapse of Northern Rock in 2007 the mortgage market in Scotland has suffered long term damage inflicted by "reckless lending". Many borrowers in Scotland are now victims of greed that was witnessed during the 'boom lending' years, when lenders fight for market share in the specialist lending sector and also mainstream mortgages grew.

Our service to you in Scotland

Your enquiries will be responded to by our regulated partner's specialist team who have a specific understanding of how your mortgage must have been sold to you in order to comply with strict FSA regulations (MCOB).

• An appointment for a detailed telephone conversation will be made at your convenience.
• If it is considered that you were possibly mis-sold your mortgage and you are entitled to claim compensation, your enquiry will be audited by an expert upon receipt of all available documentation. A claim will be made on your behalf to the appropriate party to the sale detailing the regulatory breaches.
• This may be your broker, their network or the lender. (It may be the case that breaches of regulation have been made by more than one party to the sale).
• Your claim may be referred to the Financial Ombudsman Service (FOS).
• Our team will help calculate and agree compensation due to you.

Our underlying principal is 'treating customers fairly'.